232 Howard Street, Northborough, MA 01532 (MLS # 73229187)

PRICE	$630,000
BEDS	4
BATHS	2
HOME SIZE	2,262 sqft
LOT SIZE	20,909 sqft

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Updated Colonial home with 4 bedrooms and 2 bathrooms located in neighborhood setting. Modern updated kitchen w/custom cabinets, tiled backsplash, granite counters, breakfast bar, stainless steel appliances, box window & recessed lighting. Open floor plan for family room & dining room with vaulted ceiling, fireplace, skylight & hardwood floors. French door leads to three season screened porch for outside dining & summertime living. Front to back living room w/fireplace & hardwood floors. First floor half bathroom w/updated vanity & tile floor. Second floor with four bedrooms all with hardwood floors & closets. Second floor full bathroom w/tub & shower, tile floor, linen closet. Finished walkout lower level for home office or media room w/closets & built-in shelves. Laundry room w/front load washer & dryer. Natural gas for heat. New septic system installed 2022. Inground pool. Large fenced in yard w/shed. Excellent schools. Located near highways for commuting.

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MORTGAGE CALCULATOR

TERM

SELLING PRICE

DOWN PAYMENT

INTEREST RATE

INSURANCE RATE

MONTHLY TAX

MONTHLY INSURANCE

TOTAL MONTHLY PAYMENT

Principal+Interest

*Estimate only

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Listing provided by Michelle Gillespie, KW Pinnacle MetroWest

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

This IDX solution is (c) Diverse Solutions 2024.

Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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Aprilian Homes

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232 Howard Street, Northborough, MA 01532 (MLS # 73229187)

232 Howard Street, Northborough, MA 01532 (MLS # 73229187)

TOTAL MONTHLY PAYMENT