137 Sparks Street, Lowell, MA 01854 (MLS # 73220597)

PRICE	$599,900
BEDS	4
BATHS	2
HOME SIZE	1,986 sqft
LOT SIZE	6,099 sqft

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Location, location! Conveniently located 1/4 mile to UMass Lowell North Campus. Two units side-to-side, each with 2 bedrooms with completely separate utilities, laundry, unfinished basement and storage. Both units have the same floor plan. Unit A has been updated with beautiful white Shaker cabinetry, stainless steel appliances, granite counter tops, hard wood flooring throughout and tankless water heater. No updates in Unit B. Low maintenance vinyl siding and roof both replaced in 2015. New composite decking on front porch. Plenty of off-street parking, paved driveway able to fit 4+ vehicles, large fenced in backyard with shed and gazebo. This property is an exceptional chance for investors seeking to capitalize on rental income, or a homeowner looking for rental income on one side. Centrally located to schools, public transportation, parks, hospitals and robust downtown area offering restaurants, shopping, and entertainment. Open House Sunday, April 28th from 12- 2 PM.

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ADDITIONAL DETAILS
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MORTGAGE CALCULATOR

TERM

SELLING PRICE

DOWN PAYMENT

INTEREST RATE

INSURANCE RATE

MONTHLY TAX

MONTHLY INSURANCE

TOTAL MONTHLY PAYMENT

Principal+Interest

*Estimate only

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Listing provided by Arlene Belleville, RE/MAX Innovative Properties

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

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Aprilian Homes

1-888-733-70891-888-733-7089

137 Sparks Street, Lowell, MA 01854 (MLS # 73220597)

137 Sparks Street, Lowell, MA 01854 (MLS # 73220597)

TOTAL MONTHLY PAYMENT